Title

PERSONALITY TRAITS, RISK TOLERANCE AND INVESTMENT DECISIONS IN OZAMIZ

Author(s)

Suico, Love Jayvine J.

Bahay, Edgie L.

Saquin, Shaira Grace S.

Affiliation

Misamis University

Degree Program

Bachelor of Science In Business Administration

Contributor

Carpio, Renzitelo Alf P. - Adviser

Elmedulan, Arniel Jr. M. - Panel

Apao, Ariel A. - Panel

Carpio, Renzitelo Alf P. - Instructor

Year

2024

Abstract

The investment decisions pose common challenges who encounter uncertainties and complexities in utilizing limited resources. This study explore the significant relationship professionals' personality traits, risk tolerance, and their investment decisions. This study utilized descriptive-correlational design. There were 227 working professionals' who were chosen through purposive sampling. The study took place in 50th District, Ozamiz City. Personality Traits, Risks Tolerance, and Investment Decisions Questionnaires were used as instruments in gathering the data. Percentages, Frequency, Mean, Standard Deviation, Pearson Product- Moment Correlation Coefficient, F-test and T-test were used as the data analyses. The result show that professionals' who work in non-financial institutions are more likely to pursue investing in different kinds of investments. Professionals who invest in professionals who invest in professional development are most male, with 160 out of 277 respondents. Furthermore, majority of professionals in early hood are more committed into investing. Meanwhile, the years of work , age, and monthly income has significant difference toward their investment decisions. Additionally, working professionals are heavily influenced by their personality traits and risks tolerance when making investment decisions. Finding revealed that working professionals who were single and early adult likely to engage in investment decisions for financial freedom and security in the future. Thus, working professionals in recent times make a significant investment to ensure their well being in the future. In this vein, working professionals may become more proactive in choosing wisely their investment decisions that suits with their preference and interest.

Keywords

Investment Decisions, Personality Traits, Risk Tolerance, Professionals' , Financial and Non-financial Institution