Title

THE PERCEPTION OF ONLINE PAYMENT AMONG WORKING PROFESSIONALS: ITS RELATION TO THEIR SPENDING HABITS

Author(s)

Fabria, Dahnica L.

Elle, Jeister V.

Cantiga, Romil C.

Ronquillo, Candy L.

Conde, Hazel S.

Detalla, John Erwin R.

Affiliation

Misamis University

Degree Program

Bachelor of Science In Business Administration

Contributor

Carpio, Renzitelo Alf P. - Adviser

Ilusorio, Gilda L. - Panel

Laput, Joseph Glenn J. – Panel

Carpio, Renzitelo Alf P. – Instructor

Year

2023

Abstract

The concept of c-commerce evolved as internet usage increased, financial and technological advancements became more prevalent, the most visible of which were online payment methods that initially debuted on c-commerce platforms. This study determined the level of perception of online payment and its relation to professional spending habits. This study utilized descriptive- correlation design. The research took place in the city of Ozamiz with 384 working professionals who were chosen through a random sampling technique. Demographic Profiles, Level of Online Payment Perception, and Spending Habit Questionnaire were used in gathering the respondents' data. Frequency, Percentage, Mean and Standard deviation, and Pearson Product Moment Correlation Coefficient were used for the data analysis. Significantly, results showed that most of the respondents were females whose age range belongs to the millennial group. Furthermore, the study's finding postulates that demographic profile has a significant relationship between online payment and spending habits of working professionals. Conclusively, the perception of online payment among working professionals served as an essential tool in their spending habits. The researchers recommend that future researchers can consolidate awareness and widen their minds to new possibilities.

Keywords

E-commerce, Online Payment, Spending Habits, Working Professionals