Title

PUBLIC-SHOOL TEACHERS' CYBERSECURITY AWARENESS, ATTITUDE, AND ENGAGEMENT ON ONLINE LOAN APPLICATIONS

Author(s)

Ruely R. Burlat

Yelkaye L. Limbo

Kharl Marie L. Pallega

Affiliation

Misamis University

Degree Program

Bachelor of Science In Business Administration

Contributor

Carpio, Renzitelo Alf P.- Adviser

Elmedulan, Arniel Jr. M. - Panel

Apao, Ariel A. - Panel

Carpio, Renzitelo Alf P.- Instructor

Year

2024

Abstract

As digital financial services proliferate, understanding the vulnerabilities associated with these platforms is critical. This research explored the cybersecurity awareness, attitudes, and engagement of Public-school teachers in the context of online loan applications. The study utilized a descriptive-correlational study design. For this study, a sample size of 230 respondents was selected. Respondents were provided with a standardized survey questionnaire that follows a structured format. Online Loan Application Awareness, Attitude, and Engagement Questionnaires were used in gathering data. The findings were analyzed utilizing various statistical methods, including Mean and Standard Deviation, Pearson Correlation Coefficient, as well as Analysis of Variance. The study employed a quantitative survey approach interviews to assess professionals’ knowledge of cybersecurity risks and their behavioral patterns when interacting with online loan systems. Key findings reveal a significant gap in awareness and a varied attitude towards cybersecurity practices, highlighting a disconnect between perceived risks and actual engagement in protective behaviors. The implications of these findings underscore the need for targeted educational initiatives and policy recommendations to enhance cybersecurity practices among professionals, thereby fostering a safer online environment for financial transactions. This research contributes to the broader discourse on cybersecurity and financial technology, emphasizing the importance of informed user engagement in mitigating risks.

Keywords

attitude, cybersecurity awareness, engagement, financial technology, online loan application